Cookie Policy

Climate-Related Targets

As a fraternal benefit society with a strong Catholic identity, the Society’s senior management is primarily focused on the Society’s mission, which includes business, fraternal, charitable, and evangelical dimensions. Given the Society’s strategic priorities and the limited impact of climate-related risks and opportunities on them, the Society’s senior management has not established qualitative or quantitative climate-related targets. Accordingly, the Society has not engaged in the development of metrics to specifically monitor climate-related risks or opportunities.

Should the Society identify or become aware of a climate-related risk that could reasonably be expected to impact its mission or financials, appropriate action will be taken to evaluate and, where appropriate, mitigate its impact to the Society and take commensurate measures to address these risks in accordance with OSFI requirements. To the extent that it becomes aware of climate risks rising to the level of materiality, the Society will implement relevant tools and models, including those used for climate scenario analysis to measure and assess its climate-related risks. Where these tools and models are developed by external third parties, the Society will ensure that it understands sufficiently the embedded data, methodology, assumptions, and their limitations.

Scope 1 and Scope 2 Greenhouse Gas Emissions

The Society reviewed the respective reporting requirements for the Greenhouse Gas Reporting Programs (“GHGRP”) in Canada and the United States⁴. Based on this review, the Society has observed and determined that (1) these GHGRP programs are focused on facilities that produce significant amounts of GHG emissions annually (e.g., power plants) and (2) the Society does not have to report its GHG emissions for the following reasons:

Canadian GHGRP – The Society does not have any physical facilities located in Canada.
United States GHGRP – Based on a limited scope calculation, the Society’s headquarters emitted approximately 550 metric tons of carbon dioxide equivalent emissions for the 2025 reporting period, which is considerably below the annual 25,000 metric tons of carbon dioxide equivalent emissions threshold enforced by the U.S. Environmental Protection Agency under the GHGRP.

To confirm that the Society is not approaching the 25,000 metric ton threshold for Scope 1 and Scope 2 GHG emissions in the United States, the Society conducted a limited, preliminary calculation⁵ of its GHG emissions. The results of the calculation showed that the Society’s GHG emissions related to stationary combustion (i.e., natural gas) and electricity produced a total of approximately 550 metric tons of carbon dioxide equivalent emissions for the 2025 reporting period. This affirmed the Society’s finding that it is emitting considerably below required reporting thresholds and that its footprint is modest to low.

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Behavioral Targeting / Re-Targeting	Our third party vendors may use cookies to gather information about your activities on our website and other sites in order to provide you advertising based upon your browsing activities and interests. The website uses the following cookies: Marketo’s JavaScript tracking cookie. We use third-party marketing software from Marketo, Inc. (“Marketo”) to send our emails. We use Marketo’s cookies as part of tracking so we have information on email open rates and click through rates. We also track activity on the website. For example, visitors can download marketing white papers from the site and we use Marketo’s cookies to see who does this and if they then visit other parts of our website. When on a page, Marketo’s cookies automatically gather the following information: page visits; link clicks; IP address; referrer, cookie ID. For more information on Marketo’s privacy practices, please visit Marketo’s privacy policy: http://www.marketo.com/trust/legal/privacy. If you prefer that we do not place Marketo’s cookies on your web browser you may opt out by selecting the Do Not Track (DNT) feature in your web browser. Google AdWords Remarketing cookie. Our website uses a remarketing advertising service (Google AdWords Remarketing) provided by Google, which uses cookies to help us deliver targeted online adverts based on past visits to our website. Google uses this information to display our adverts on various third party websites across the internet. Google AdWords Remarketing allows us to tailor our marketing to better suit your needs and only display ads that are relevant to you. To learn more about Google Analytics’ privacy practices, please visit https://www.google.com/policies/technologies/ads/. You may opt out of Google’s use of cookies by visiting Google’s Ads Settings. Facebook Pixel. Facebook Pixel is an analytics tool that allows us to measure the effectiveness of our advertising by understanding the actions you take on our website. In this way, we can tailor our marketing to better suit your needs and only display ads that are relevant to you. When you visit our website and take an action (for example, completing a purchase or clicking on an image), the Facebook Pixel is triggered and reports this action. To learn more about Facebook’s privacy practices, please visit https://www.facebook.com/about/privacy/. You can opt out of the use of Facebook Pixel by visiting the adverts tab in your Facebook profile settings. Hotjar. Hotjar is a technology service that helps us better understand our users’ experience (e.g. how much time they spend on which pages, which links they choose to click, what users do and don’t like, etc.) and this enables us to build and maintain our service with user feedback. We use Hotjar in order to better understand our users’ needs and to optimize this service and experience. Hotjar uses cookies and other technologies to collect data on our users’ behavior and their devices in particular, a device's IP address (captured and stored only in anonymized form), device screen size, device type (unique device identifiers), browser information, geographic location (country only) and preferred language used to display our website. Hotjar stores this information in a profile that does not identify the individual who is associated with that information. Neither Hotjar nor we will ever use this information to identify individual users or to match it with further data on an individual user. For further details, please visit https://www.hotjar.com/legal/policies/privacy You may opt out to the creation of a user profile, Hotjar’s storing of data about your usage of our site and Hotjar’s use of tracking cookies on other websites by following this opt-out link.

How to Disable Cookies

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To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit All About Cookies.

Climate-Related Targets

Scope 1 and Scope 2 Greenhouse Gas Emissions

How to Disable Cookies

Policies