Full Disclosure

Knights of Columbus Asset Advisors ("KoCAA"), Knights of Columbus Charitable Fund ("KCCF"), and Knights of Columbus are affiliated entities that each provide separate and distinct products and services. Knights of Columbus ("KofC") is not recommending or endorsing KoCAA or KCCF. KofC and KCCF are not Registered Investment Advisers and do not provide investment advice. Persons interested in KoCAA's investment advisory services should contact KoCAA directly. Neither KoCAA nor KCCF offers insurance, and all insurance related inquiries should be directed to KofC. Information provided herein is educational in nature and is not intended as legal, tax, financial, or other professional advice.

KoCAA is an SEC registered investment adviser that maintains a principal place of business in the State of Connecticut. For information about KoCAA's business operations, please consult the Firm's Form ADV disclosure documents, the most recent versions of which are available on the SEC's Investment Adviser Public Disclosure website at IAPD - Investment Adviser Public Disclosure - Homepage. KoCAA is a wholly owned subsidiary of KofC, one of the world's largest Catholic Lay Organizations. Investing involves risk and you may gain or lose money on your investments. KoCAA's status as a Registered Investment Adviser does not imply a certain level of skill or training. For additional information visit KoCAA.com or write to kofcfunds@kofcassetadvisors.org.

KCCF is an independent, nonprofit, public charity with a donor-advised fund program. Various entities affiliated with KofC provide certain investment management and administrative services to KCCF. KoCAA serves as the investment manager of KCCF, and the assets are invested in investment funds managed by KoCAA. The value of an invested donation will fluctuate over time and may gain or lose money. For additional information visit knightscharitable.org.

Life insurance, annuities, long-term care insurance and disability income insurance products are offered through Knights of Columbus, One Columbus Plaza, New Haven, CT 06510. For costs, terms, conditions and complete details regarding these products, please contact your agent directly or the KofC office at 1-800-380-9995. Products may vary by state. Insurance solutions available to eligible members of the KofC in the U.S. and Canada.

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